Driving can be both exciting and dangerous. Vehicle accidents happen all the time. According to various reports more than 72% of accidents result in property damage and 27% cause non-fatal injuries. A vast majority of these incidents occur due to irresponsible drivers that speed, drive recklessly, or even drive drunk.
The saddest part, though, is that a lot of these same people that cause these accidents will often lie to police officers and the insurance companies and attempt to frame you as the source of the incident. If you can’t prove otherwise this can wind up costing you a lot of money, even if your insurance company covers the costs of vehicle repairs and medical expenses.
Luckily, there is a way to avoid getting trapped like this by dishonest individuals – by using a gadget called a dashboard camera. Dash cams are typically mounted on the dashboard of your car or even fitted on your rear view mirror. They are used to record everything that happens outside of your vehicle in the event of an accident. They are invaluable when it comes to protecting yourself against fraud and more.
Below we’re going to talk more about why these devices are an absolute necessity in the world today. They are useful for not only personal use, but many other applications as well. We discuss these in detail down below.
Road Trips
As depressing as it may sound, a lot of accidents tend to happen to people while they’re traveling as a family to visit relatives or even go on vacation. When you’re venturing out of your own town you definitely want to be prepared for the worst. There are certain states and cities where vehicle accidents are far more likely to happen. Having a dash cam on board is very wise when traveling.
For example, if you’re in a state where traffic crash rates are high you may end up getting t-boned or just clipped by a reckless driver. In order to defend yourself and prove your innocence in a situation like this you need more than just your good intentions. With a dash cam you can easily snap footage of the event and present it to police officers or your insurance agent to show exactly what happened.
Teenagers
Teenagers are among the most risky drivers on the planet. They’re inexperienced, they can be a bit reckless at times, and they always seem to be in the wrong place at the wrong time. This is a recipe for disaster. If you want to have your insurance covered whenever one of your kids gets in an accident, you’ll definitely want to invest in having a dashboard camcorder installed in your teen’s vehicle.
This means even if another teen at school backs in to your child’s car, you’ll have video proof of exactly what happened and, if you buy a model with a rear-facing camera, the exact car that was the culprit. This is an invaluable tool for parents to use to better protect their insurance rates from skyrocketing while having teens on their plan.
Traveling Workers
Do you employ workers that use company cars to get around? Well, guess what? This is a situation where having a dash cam can be incredibly useful, too. If one of your workers gets in accident with a company-issued vehicle the blame and cost can come back on you. If the car is equipped with a dash camera, though, you may be able to prove that the accident wasn’t the fault of your employee and save yourself a whole lot of money.
Exploring Russia
This might be a bit of an extreme, but if you ever plan on visiting Russia, you will most definitely want to purchase a high-quality dash cam to use in your vehicle. Why? Well, unfortunately, in this country many people are downright dirty and try to scam innocent people by running into traffic or directly into vehicles claiming that they were run down.
If a cop sees this they can easily misunderstand the situation and accuse you of being a reckless driver. Normally, this would result in you getting in trouble with the law as well as having your insurance rates rise extremely high due to the incident. If you have a dash camera equipped, however, you can easily prove that you are just a victim of an awful scam and wash your hands of any wrong doing.
In conclusion, there are many reasons why owning a dash camera is a good idea. They can help you avoid trouble with your insurance in practically any situation.
Want to buy a dash cam? We have reviewed several of these devices already. Be sure to read our comprehensive reviews of the following devices:
Garmin Dash Cam 20
KDLINKS X1 Full-HD Dash Cam
Falcon Zero F360 HD Dash Cam
Black Box G1W Dashboard Camera
In each review we discuss the features of each camera, reveal consumer opinions for each device, and provide additional details.
